Why Insurance Shouldn’t Dictate Level of Care

dont let insurance dictate level of care

dont let insurance dictate level of careSan Francisco, Marin, and Oakland, CA

Many people are nervous about going to the dentist, but for some, the anxiety does not come from what happens in the dental chair but from the cost of the care. These individuals may neglect to make regular visits to their dentist, even when they have a problem that needs professional care, because of their financial concerns. These concerns can exist even for those who have dental insurance. Perhaps they need or want a procedure that their plan will not cover or they prefer the services of a dentist outside their coverage network. At Glen Park Dental, your local San Francisco dentist believes that insurance never should be the deciding factor in care.

Many dental insurance plans only cover what is considered the bare minimum. Meaning, most dental plans cover preventive treatments such as dental cleanings, examinations, X-rays, and the like. The ironic part of this scenario is that preventive care will help you avoid more costly dental repairs down the road.

The reality is that insurance policies are composed in order to provide what the insurer deems to be an adequate level of care while also making a profit—which is the goal of any business. This profit-based philosophy leads any insurance company to balance the expected costs against the monthly premium you pay to maintain coverage for you and your family. Because insurance companies emphasize profit, the health plans made available are based more on cost than the quality of coverage.

Even if your insurance company does not cover a preventive procedure entirely or if you do not have dental insurance at all, paying out of pocket for one of these treatments can save you money in the long run. Having a set of X-rays taken or a sealant applied to your child’s teeth now may provide an additional bill, but preventive measures such as these can provide early detection of potential oral health problems or safeguard against decay that can result in extensive damage. Resolving these problems could entail procedures such as crowns, root canals, and extractions—all of which are more extensive and more expensive.

At Glen Park Dental, we offer an assortment of convenient payment and financing options. Dental treatment can be a significant investment, yes, but we believe it is an exceptional one. If you have financial concerns limiting your dental care, our administrative staff will work with our financing partners to provide convenient payment options. We work with every patient and household every step of the way regarding finances; no two patients are alike, and we will construct a treatment plan for every person who steps through the doors of our San Francisco dental office. Your local San Francisco dentist also strives to provide treatment options whenever possible and can provide a clear breakdown of the estimated cost before beginning work on any procedure.

Do not let financial concerns such as not having insurance stand between you and good oral health. Contact the office of Glen Park Dental today at (415) 585-1500 to schedule a consultation and learn how we can help you take care of your teeth and mouth no matter what your financial situation or insurance coverage.

Glen Park Dental is proud to serve the oral health needs of patients in Marin, Oakland, and San Francisco, California.